Is Your 401(k) Begging for a DOL Audit?

As Trustee of an ERISA Retirement Plan, there are numerous responsibilities and potential liabilities for non-compliance. The 12 questions below will objectively determine if your Retirement Plan should undergo a plan audit.

Does your Plan have an Investment Committee? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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How often does the Investment Committee meet to review the Plan? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Is your Plan Advisor a 3(21) Fiduciary by Contract? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Does the Company or the Plan pay the Advisor? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Does the Plan regularly make "Corrective Distributions"? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Are you aware of the new "Department of Labor Fiduciary Regulations" and the impact on you as a Trustee? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Does the Plan have 'Default' investments for employees who neglect to choose a fund or funds? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Does the Plan offer multiple fund families? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Does the Plan offer Index Funds? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Does the Plan offer Target Date Funds? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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How often do you provide employee education? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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When was the last time the Plan Competitively Benchmarked? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Your Plan Score out of 100: {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

Your plan scored less than desired. It would be advisable to have your plan audited and benchmarked.

Would you like our firm to audit and competetively benchmark your Retirement Plan? {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Participant Fee Disclosure- Form 404a5 {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Plan Fee Disclosure- Form 408b2 {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Trustee Name {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Direct Dial {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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Best email to reach you {{ Cognito.resources["required-asterisk"] }} , { binding firstError.message }

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